February 24, 2025
AgencyRole of Disability Insurance
Disability insurance can be a crucial financial safety net that protects your most valuable asset: your income. While many insure their homes, cars and health, they often overlook the importance of securing their income. Disability insurance can offer financial stability when you cannot work due to a qualifying illness or injury, helping you maintain your […]
November 26, 2024
AgencyThe Importance of Liability Coverage in Renters Insurance
As a renter, you may be aware that your landlord’s insurance policy typically covers the exterior and common areas of your building. Additionally, you likely understand that you need your own renters insurance to financially protect your own belongings, including furniture, electronics, clothing and other contents of your unit. But are you also aware that […]
October 25, 2024
activeagencyWhat Are the Types of Life Insurance?
Life insurance can be an essential aspect of financial planning. It can offer financial security and peace of mind by helping to ensure your loved ones are provided for when you pass away. With a variety of life insurance policies available, each tailored to different needs and financial objectives, choosing the right one can be […]
May 28, 2024
AgencyDisability Insurance in Ann Arbor
Your most valuable asset isn’t your house, car or retirement account; it’s your ability to earn a living. Disability insurance can be essential for offering financial support if you can’t work due to an illness or injury. What Is Disability Insurance? Disability insurance provides financial help for individuals who face disability or illness. When someone […]
April 29, 2024
AgencyHired and Non-Owned Coverage
Hired and non-owned auto insurance can be essential to a company’s risk management strategy. It may offer protection to help cover the company’s liabilities associated with using rented, leased or employee-owned vehicles. What Is Hired and Non-Owned Auto Insurance? Hired and non-owned auto insurance is designed to provide liability protection for businesses when using a […]
March 19, 2024
AgencyThe Worst Advice About Life Insurance
When it comes to life insurance, you’ve heard all sorts of advice—good and bad—which can make it hard to determine the things you should pay attention to from the things you should disregard. We’ve compiled a list of the worst pieces of advice so you’ll know the next time you hear a bad suggestion or […]
February 27, 2024
AgencyUnderstanding the Costs Within Group Health Insurance
If you get group health insurance through your employer, you’ll both bear responsibility for some of the costs associated with the plan. Sometimes, you’ll pay out of pocket. Other times, your insurer will pick up the check. How do you know what’s your responsibility to pay as an employee? Group health coverage is generally relatively […]
February 2, 2024
AgencyHow Do Life Insurance Payouts Work?
When you purchase a life insurance policy, you pay monthly premiums in return for benefits. These benefits will be paid out to your beneficiaries once you (the policyholder) pass away. There are many misconceptions when it comes to life insurance and life insurance benefits, and it’s important to clear away the confusion before you discover […]
January 19, 2024
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]
December 29, 2023
AgencyTypes of Dental Insurance
According to the CDC, about 82% of children and about 61% of adults go to the dentist each year. Why the difference? Is it because adults don”t have problems with their teeth? Probably not. Maybe they are just busy or don”t like going to the dentist, or maybe they are afraid of the costs. If […]