Medicare in Brighton, MI
Understanding your Medicare options is an important step as you approach retirement. The team at Active Insurance is committed to assisting residents in Brighton, MI in making informed decisions about their Medicare coverage.
Medicare Coverage Options
Medicare is a federal health insurance program primarily for individuals aged 65 and older, as well as certain younger people with qualifying conditions. There are several parts to Medicare, each offering different types of coverage: 
- Original Medicare (Parts A & B) may cover hospital stays, doctor visits and some outpatient care.
- Medicare Advantage (Part C) is offered by private insurers and may include additional benefits such as vision, dental and prescription drug coverage.
- Prescription drug plans (Part D) are standalone plans that help cover the cost of prescription medications.
Enrollment Periods
Timing is crucial when enrolling in Medicare. The following are key enrollment periods:
- Initial enrollment period—This period begins three months before your 65th birthday and ends three months after.
- Annual enrollment period—From Oct. 15 to Dec. 7 each year, you can make changes to your Medicare plans.
- Special enrollment periods—Certain life events, such as moving or losing other coverage, may qualify you for a special enrollment window.
Get Personalized Medicare Guidance
Navigating Medicare can feel overwhelming, but we can help simplify the process. We take the time to explain your options, compare plans and answer your questions so you can choose coverage that fits your needs and budget. Whether you’re new to Medicare or reviewing your current plan, we’re committed to providing clear guidance and ongoing support.
If you have questions about Medicare plans, enrollment or coverage options, the team at Active Insurance is ready to help. Contact us today to schedule a consultation and take the next step toward confident Medicare decisions.