What Changes Can You Make During Open Enrollment?

Open enrollment is a crucial time for individuals and families to review and update their insurance coverage for the coming year. At Active Insurance, we understand that navigating your options can feel overwhelming, but this period offers a valuable opportunity to ensure your benefits align with your current needs and future plans.

What Is Open Enrollment?

Open enrollment is a designated window, usually once a year, when you can make changes to your health insurance and other benefit plans. Outside of this period, changes are typically only allowed if you experience a qualifying life event, such as marriage, birth or loss of other coverage.

Types of Changes You Can Make

During open enrollment, you may be able to make the following changes:

• Select a new health plan. Compare available plans to find one that better fits your budget or healthcare needs.
• Add or remove dependents. Update your coverage to include new family members or remove those who no longer need coverage.
• Adjust coverage levels. Increase or decrease your coverage, such as switching between individual and family plans or changing deductible amounts.
• Enroll in additional benefits. Consider options like dental, vision or supplemental insurance if offered.
• Update personal information. Ensure your contact details and beneficiary information are current.

Why Review Your Options?

Life changes, and so do your insurance needs. Reviewing your benefits during open enrollment can help you:

• Avoid gaps in coverage
• Take advantage of new or improved plan options
• Ensure your coverage matches your current health and financial situation

Learn More

Our team can help you compare plans, understand your options and make informed decisions about open enrollment. We’re here to answer your questions and provide support every step of the way.  Contact us today to get started.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.