February 25, 2021
AgencyThe Benefits of Buying Term Life Insurance
There are many types of life insurance on the market, but the two primary policies on the market are whole life and term life insurance. Though term life insurance is often viewed as the lesser of the two benefits, it is actually a very dynamic policy that can offer assistance to those who often need […]
January 20, 2021
AgencyHow Do You Qualify for Group Health Insurance?
Since group health insurance is primarily to offer coverage to employees, businesses only qualify for group health insurance if they have eligible employees. Namely, full time employees aside from the owner, business type, employee status and health plan participation from employees. For example, if you have a workforce of twenty full time employees but none […]
December 16, 2020
AgencyIs Long Term Care Insurance Required?
Long term care insurance is a unique insurance policy that is not generally required by any state or federal law, nor by any other entity. Instead, long term care insurance is an optional coverage available for those who need it. Even if you are in need of long term care, you are not required to […]
November 30, 2020
AgencyWhat is a Permanent Whole Life Insurance Policy?
What is a Permanent Whole Life Insurance Policy? Life insurance is designed to protect your family in case you suddenly pass away and leave substantial debt in your place. There are different types of life insurance policies geared toward different purposes. One of the most common forms of life insurance is whole life […]
October 27, 2020
AgencyWhat are Group Ancillary Benefits?
When looking at group insurance, you may come across group ancillary benefits. This refers to supplemental coverage that may be added to group health insurance. Group health insurance is designed to offer employees coverage for different health services. In general, group ancillary benefits provide coverage for vision and dental care. Most group health insurance […]
September 16, 2020
AgencyExpenses to Look for in a Health Insurance Policy
Finding a health insurance policy isn’t something to take lightly. Healthcare in the U.S. can be very expensive, and health insurance is designed to help you get the care you need. Before purchasing a health insurance policy, consider these aspects: Premium Costs Of course, health insurance is designed to save you money, so you […]
August 28, 2020
AgencyThe Benefits of Getting Personal Term Life Insurance Early
No one knows if they might die unexpectedly. Still, if you buy a personal term life insurance policy, then you can create a vessel to assist your loved ones once they no longer have your income as support. You might not think it’s a good idea to buy term coverage while you are still young. […]