March 9, 2022
AgencyDoes Medicare Advantage Cover Prescription Drugs?
Medicare Advantage plans are geared to cover gaps left by Original Medicare. While these plans combine coverage available by Original Medicare, they also include coverage for different health care needs you may face as you grow older. At their most basic policies, neither Original Medicare nor Medicare Advantage cover prescription drugs. However, you can add […]
April 19, 2022
AgencyGroup Ancillary Benefits
Group ancillary benefits can vary greatly from workplace to workplace, but can help you round out your benefits offerings. In today’s tight labor market, offering a comprehensive suite of employee benefits, including health benefits and ancillary lines of coverage, can help you retain and attract top talent. To learn more or get started with benefits, […]
May 3, 2022
AgencyReasons to Get a Whole Life Insurance Policy
At some point in your life, it’s a good idea to consider the perks of buying life insurance early. In fact, the earlier you buy a policy, the better the long-term financial return on investment may be. Though there are many types of life insurance policies on the market, one of the most recognizable is […]
June 2, 2022
AgencySupplementing Your Medicare Benefits
You probably know a little bit about Medicare; at the very least, you know that it’s a government-sponsored healthcare program for seniors that begins at age 65. But there’s a lot more to it than that. Medicare coverage is divided into four parts: · Part A, or hospital insurance: Covers hospital treatments, emergency services, nursing […]
July 20, 2022
AgencyWhat Is Medicare, and What Options Are Available?
If you’re approaching age 65, you might be reconsidering your health care options. Medicare is a health insurance policy available to those 65 years or older. Medicare can also cover various disabilities and end-stage renal disease before age 65. Active Insurance Agency LLC agents are here to help you sort through your coverage options. Medicare […]
August 23, 2022
AgencyMedicare Advantage Plans and Medicare Supplemental Insurance
There several choices eligible individuals may make about Medicare. There are different plans available, including Medicare Advantage Plans and Medicare Supplemental Insurance (Medigap). Below is a broad overview of those two coverages. The knowledgeable team at Active Insurance Agency LLC in Brighton, Michigan, can also help you with your Medicare questions. Reach out to us […]
September 19, 2022
Agency5 Scary Myths About Life Insurance
Many people don’t bother to get life insurance. For one reason or another, more and more people don’t have enough insurance, or they don’t have any insurance. If you are like many other people who fail to purchase life insurance, it’s likely due to the preconceived notions you have about life insurance. Well, here are […]
October 27, 2022
AgencyThe Differences Between Whole Life and Term Life Insurance
The decision to purchase a life insurance policy is important and personal. It can also be confusing, as there are various types of insurance to choose from. Most of the available policies fall into two categories: whole life and term life insurance. Understanding the key differences between the two types of insurance can help you […]
November 11, 2022
AgencyUnderstanding Life Insurance
The death of a family member is a tragic and traumatic event. Regardless of the cause of death, losing a loved one can lead to significant mental, emotional and physical turmoil. With this in mind, it may be critical that family members are at least spared the additional burden of financial stress, and an adequate […]
December 8, 2022
AgencyWhat Does Long-Term Care Insurance Cover?
Health care is a crucial and complicated topic with many facets, especially when it comes to the elderly and disabled. There are coverages available for those who need extra help, such as long-term care. Long-term care refers to assistance someone may need for an extended period of time, or even for the rest of their […]