July 18, 2023
AgencyUnderstanding Group Health Insurance Costs
If you run a business, then you may be considering offering health insurance to your employees. Group health plans are critical lifelines that enable employees to pay for medical expenses, which they might be unable to afford otherwise. Employees usually find group plans convenient both for their competitive benefits and highly affordable price points. All […]
June 12, 2023
AgencyHow Life Insurance Fits Into Estate Planning
When you buy life insurance, you may have several goals in mind. In addition to helping you leave money behind for your survivors, life insurance can act as a powerful estate planning tool. Here’s more on how your life insurance policy can resolve your debts and leave your beneficiaries financially secure. How Life Insurance Fits […]
May 22, 2023
AgencyTypes of Dental Insurance
According to the CDC, about 82% of children and about 61% of adults go to the dentist each year. Why the difference? Is it because adults don”t have problems with their teeth? Probably not. Maybe they are just busy or don”t like going to the dentist, or maybe they are afraid of the costs. If […]
April 20, 2023
AgencyResolve to Quit Smoking
Many people make New Year’s resolutions, whether they plan to shave off a few pounds or they want to spend more time working on hobbies. But some people are faced with a bigger challenge if they resolve to quit smoking. And while quitting is no easy task, it can vastly improve your health and reduce […]
March 13, 2023
AgencyCan I Get Life Insurance With a Pre-Existing Condition?
You want to stay healthy, but it’s a fact of life that some things are just beyond your control. We are all at-risk of chronic illnesses, even ones that are easily managed and controlled. However, once one of these issues arise, you cannot escape the fact that your own wellness and mortality risk now face […]
February 9, 2023
AgencyWhy Should I Have Vision Insurance?
Most people understand the importance of health insurance, but a considerable number of people don’t know if they should also have vision insurance. Vision insurance refers to a contract between a consumer and an insurance provider, which provides vision care coverage in return for a premium. Most people’s premiums will help cover eye exams and […]
January 16, 2023
AgencyHabits That Promote Good Dental Health
Good habits are important in many aspects of our lives. Good study habits are essential for the successful student. Good dietary and exercise habits lead to a healthier life. So it shouldn”t come as a surprise that good dental care habits mean fewer oral health problems. Habits that promote good dental health include the following. […]
December 8, 2022
AgencyWhat Does Long-Term Care Insurance Cover?
Health care is a crucial and complicated topic with many facets, especially when it comes to the elderly and disabled. There are coverages available for those who need extra help, such as long-term care. Long-term care refers to assistance someone may need for an extended period of time, or even for the rest of their […]
November 11, 2022
AgencyUnderstanding Life Insurance
The death of a family member is a tragic and traumatic event. Regardless of the cause of death, losing a loved one can lead to significant mental, emotional and physical turmoil. With this in mind, it may be critical that family members are at least spared the additional burden of financial stress, and an adequate […]
October 27, 2022
AgencyThe Differences Between Whole Life and Term Life Insurance
The decision to purchase a life insurance policy is important and personal. It can also be confusing, as there are various types of insurance to choose from. Most of the available policies fall into two categories: whole life and term life insurance. Understanding the key differences between the two types of insurance can help you […]